NABARD

CRAFICARD, or the Committee to Review Arrangements of Institutional Credit for Agriculture and Rural Development, advocated the establishment of a development bank, which resulted in the establishment of NABARD (National Bank for Agriculture and Rural Development) in July 1982.

It was established through a special parliamentary legislation. The organization’s primary goal was to enhance rural India by increasing the flow of credit for agricultural and rural non-agricultural development.

Important Roles of NABARD:

The functions of NABARD are detailed below-

NABARD has specific sections that work towards the ultimate goals of empowering and financially inclusive rural India. These departments can be divided into three major categories:

Financial
Developmental
Supervision

2. The preparation of district-level credit plans by NABARD is used to guide and motivate the banking industry to meet specified benchmarks.

3.NABARD also regulates Regional Rural Banks (RRBs) and Cooperative Banks, as well as developing and integrating their banking practices with the Core Banking Solution (CBS) platform.

CBS: Core Banking Solution (CBS) is a branch network that allows consumers to manage their accounts and obtain banking services from any branch of the bank on the CBS network, regardless of where they keep their accounts. The customer is no longer a Branch customer. He becomes a customer of the bank.

4. NABARD’s district-level credit strategies are used to guide and motivate the banking industry to meet needed benchmarks.

5. NABARD also assists handicraft artists in selling their items by training them and providing them with a marketing platform.

Subsidiaries of NABARD:

NABKISAN Finance Limited (NABKISAN)
NABSAMRUDDHI Finance Limited (NSFL)
NABFINS Limited (NABFINS)
NABFOUNDATION
NABCONS (NABARD Consultancy Services)
NABVENTURES Limited
NAB Sanrakshan Trustee Company Private Limited

Government Schemes in Collaboration with NABARD

Commercial production units of organic inputs
Agri Clinic and Agribusiness Centres Scheme
Dairy Entrepreneurship Development Scheme
Interest subvention Scheme
New Agricultural Marketing Infrastructure
National Livestock Mission
GSS – Ensuring End Use of Subsidy Released

Exam Pattern of NABARD Garde A and B:

NABARD Grade A and Grade B positions are among the most prestigious in the country, and they are also among the hardest to get. Since the notice for NABARD Grade A 2023 has been out, it is critical to understand the exam selection procedure.

So, let us go through the stages of the NABARD Grade A and Grade B selection process:

Phase I- Exam Pattern of NABARD Garde A and B

Subjects	No. of Questions	Maximum Marks
Reasoning Ability	20	20
English Language	30	30
Computer Knowledge	20	20
Quantitive Aptitude	20	20
Decision Making	10	10
General Awareness	20	20
Economics and Social Issues (With Focus on Rural Areas)	40	40
Agriculture and Rural Development (With a Focus on Rural Areas)	40	40
Total	200	200

Phase II- Exam Pattern of NABARD Garde A and B

Paper	Grade A	Types of Paper	No. of Questions	Marks	Duration
Paper I	General English	Online Descriptive	3	100	90 Minutes
		Objective	30	50	30 Minutes
Paper II	Economics & Social Issues and Agriculture Rural & Development	Descriptive	6 questions of which 4 are required to attempt	50	90 Minutes

Note: Descriptive answers must be typed using a keyboard in either English or Hindi (Remington and in script keyboards).

Paper	Grade B	Types of Paper	No. of Questions	Marks	Duration
Paper I	General English	Online Descriptive	3	100	90 Minutes
		Objective	30	50	30 Minutes
Paper II	Economics & Social Issues and Agriculture Rural & Development	Descriptive	6 questions of which 4 are required to attempt	50	90 Minutes
Paper III	Development Economics, Statistics Finance and Management	Descriptive	6 questions of which 4 are required to attempt	50	90 Minutes

Interview Pattern:

After passing the second phase of the appropriate exams, you will be invited to attend NABARD Grade A and Grade B interviews. The Interview is the final stage of the Grade A and Grade B Selection Process.

However, only applicants who meet the minimal sectional and overall cut-offs are eligible to participate in the NABARD Grade A or Grade B interview phase.

The NABARD Grade A interviews are worth 50 marks, whereas the NABARD Grade B interviews are worth 75 marks.

Before the interview rounds, you have the choice of selecting either English or Hindi as your interview language.

You will be interviewed by a panel of people who will primarily ask you questions about your background.

The final merit list for both the NABARD Grade A and Grade B exams will be determined by the applicant’s performance in the Mains and Interview rounds.

NABARD Grade A & Grade B Syllabus: Phase 1

The syllabus of the Phase 1 exam for both NABARD Grade A and Grade B contains eight components, as noted earlier in the exam pattern. These sections are as follows:

The syllabus for ARD and ESI stays the same for both NABARD Grade A and Grade B in Phase 1 and Phase 2. Only the difficulty level differs from Phase 1 to Phase 2, i.e., ARD and ESI are more challenging in Phase 2 than they were in Phase 1

Thus, the course outline for ARD and ESI is supplied in the sections below, whereas the syllabus for the remaining six sections of Phase 1 is provided in the table below:

Subjects	Topics
Reasoning Ability	Puzzles and Seating Arrangement Syllogism Data Sufficiency Statement Based Questions (Non-verbal Reasoning) Input Output Inequality Blood Relation Coding-Decoding Miscellaneous Questions
Quantitative Aptitude	Quadratic Equation Simplifications/Approximation Quantity Comprehension Mathematical Inequalities Data Interpretations Number Series
English Language	Cloze Test Sentence Improvement Reading Comprehension Fill in the Blanks Spotting the Errors Para Jumbles Sentence Rearrangement
General Awareness	Questions Based on Current Affairs Banking, Economics and Insurance Current Affairs Questions will be based on recent appointments. Sports, Awards and Honours, New Scheme International and National News Latest Science and Technological Developments
Decision Making	Interpreting Information Recognising Assumption Situation-Based Questions Case Studies
Computer Knowledge	Input-Output Device Networking DBMS MS Office Internet History of Computers and Generations Shortcuts

NABARD Grade A & Grade B 2023 Syllabus: Phase 1 & 2 – ARD

Subjects	Topic
Agriculture	Definition, Meaning, and Its Branches Agronomy: Definition, Meaning and Scope of Agronomy Classification of Filed Crops Factors Affecting Crop Production Argo Climatic Zones Precious Farming System of Crop Intensification Organic Farming, etc.
Soil and Water Conservation	Watershed Management Soil Conservation Soil Erosion Fertilisers Soil Fertility Major Soil Types
Water Resource	Irrigation Management Types of Irrigation Sources of Irrigation Crop-Water Requirement Command Area Development Water Conservation Techniques Major, Medium, or Minor Irrigation, etc.
Agri and Farm Engineering	Farm Ponds Agro Processing Water Harvesting Structure Power and Machinery Related to Farm, etc.
Horticulture and Plantation	Meaning, definition, and its Branches Production Technology and Agronomic Practice concerning various Horticulture and Plantation Crops. Value and Supply Chain Management of Horticulture and Plantation Crops. Post Harvest Management of the same.
Animal Husbandry	Animal Husbandry Methods in India Farm Animals and Their Role in Indian Economy Utility Classification of Breeds of Cattle. Introduction to the Industry of Poultry in India India and the concept of mixed farming. etc.
Forestry	Basic Concept of Forest and Forestry Management, Mensuration, and Economics regarding Forests and the Principle of Silviculture. Concepts of Agroforestry, Social Forestry, Join Forest Management Legislation and Policies Regarding Forests in India, 2015 Report on the state of Forests in India. Etc.
Agriculture Extension	Its Role and Importance, Evaluation Method of Extension Programmes. KVK’s (Krishi Vigyan Kendra) role in the Dissemination of Technologies Based on Agriculture.
Ecology and Climate Change	Climate Change and Its Causes, GHGs, countries emitting high amounts of GHGs, and climate analysis. Distinguish between adaptation and mitigation. Climate change and its impact on rural livelihoods and agriculture. Carbon credit IPCC, UNFCCC, CoP meetings, etc.
Present Scenario of Agriculture and Allied Activities in India	Trends of Recent Times, Major Challenges in Agriculture Measures to Enhance. Viability of Agriculture. Factors of Production in Agriculture Concepts and Types of Farm Management. Etc.
Rural Development	Concept of Rural Area Structure of the Indian Rural Economy. Rural sector of India and its importance and role. Social, Demographic, and Economic characteristics of the rural economy of India. Causes of Rural Backwardness. Rural population in India Occupational structure, Agricultural Laborers, Handicrafts, Tribes/Forest dwellers, Farmers, Artisans, Traders, and others in the rural parts of India. Etc.

As mentioned before, the ARD syllabus is the same in Phases 1 and 2, with the only difference being the difficulty level.

The next sections will cover the Phase 1 and Phase 2 syllabi for Economic and Social Issues.

NABARD Grade A & Grade B 2023 Syllabus: Phase 1 & 2 – ES

Subjects	Topics
Indian Economy and Its Nature	Institutional and Structural Feature Economic Underdevelopment Opening up the Indian Economy Globalization Economic Reforms in India Privatization
Inflation	Various trends regarding inflation and the impacts they have on Individual Income and National Economy
Employment Generation and Poverty Alleviation in India	Urban & Rural Measurement of Poverty Poverty Alleviation Programs of Government
Population Trends	Population Growth and Economic Development Population Policy in India
Industry	Technical and Institutional Changes in Indian Agriculture Agriculture Performance issues in Food security in India Non-Institutional and Institutional Agencies in Rural Credit
Financial Institutions and Rural Banking in India	Reforms in the Financial Sector/ Banking
Economic Globalization	International Funding and Their Roles IMF and World Bank WTO Regional Economic Co-operation
Social Structure in India	Multiculturalism Demographic Trends Urbanization and Migration Gender Issues Joint Family System Social Infrastructure Education Health and Environment
Education	Status & System of Education Socio-Economic Problems Associated with Illiteracy Educational Relevance and Educational Wastage Educational Policy for India.
Social Justice About the Various Castes and Classes	Scheduled Tribes and Scheduled Castes Issues Programmes aimed at the Scheduled Castes, Scheduled Tribes, and Other Backward Classes.
Positive Discrimination or Steps to Favor the Underprivileged Classes	Social Movements Indian Political Systems Human Development

As already mentioned, the ESI syllabus is the same in Phases 1 and 2, with the only difference being the difficulty level.

Another thing to keep in mind is that the NABARD Grade A and Grade B Phase 2 exams share the same syllabus, except for an extra assessment named “Paper 3” in the NABARD Grade B Phase 2 exam. The course of study for Paper 3 is provided below.

NABARD Grade B 2023 Syllabus: Phase 2 – Paper 3

Paper 3 covers Development Economics, Statistics, Finance, and Management. The syllabus is as follows:

Subjects	Topic
Development Economics	Measures of development Economic Underdevelopment Economic Development Models Role of subsidies Importance of savings and investment Importance of agriculture Terms of trade in agriculture Development issues in India – Post-2015 Agenda
Statistics	Basic statistical concepts Summarizing data Frequency distribution Measures of Central Tendency Relative dispersion Elementary Probability Relative Frequency Approach. Etc.
Finance	Financial system in India Regulation of Banks & Financial Institutions Banking and Financial Institutions in India Financial System- Features, Characteristics and Issues Micro Finance-Its Significance and Importance Union Budget Project finance- Assessment and Sources for block capital, working capital
Human Resource Development	Concept of HRD Goals of HRD Performance Appraisal Potential appraisal and development, Performance Counselling Career Planning Training and Development Rewards Employee Welfare Motivation, etc.
Communication	Steps in the Communication Process Communication Channels Oral versus Written Communication Barriers to Communication Role of Information Technology Corporate Governance Factors Affecting Corporate Governance Mechanisms of Corporate Governance

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